Multi-Phase Retirement Calculator

Plan your entire retirement journey across all four critical phases

Phase 1: Accumulation

About This Phase

Build wealth through regular contributions, employer matching, and compound interest during your working years. This is the foundation of your retirement plan where consistent saving and investment growth set you up for financial security.

Current Age

Planned Retirement Start Age

Current Retirement Savings ($)

Monthly Contribution ($)

Employer Match Rate (%) Employer 401k match as % of your contribution

Expected Annual Return (%) Historical stock market average: 7-10%

Expected Annual Salary Increase (%) Assumes contributions increase with salary

Fill out the form and calculate to see your results

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Multi-Phase Retirement Calculator

Phase 1: Accumulation

Phase 2: Phased Retirement

Phase 3: Active Retirement

Phase 4: Late Retirement & Legacy

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